Open Question: Do I have to pay sales tax on a vehicle in Houston TX that I plan to resale?

Open Question: Do I have to pay sales tax on a vehicle in Houston TX that I plan to resale?I have recently purchased a 2005 Chevy 2500HD for $11,300 in the state of Maryland that I am waiting to have shipped down to Houston TX. I purchased the truck under the assumption that I was losing my company car. Recently I have found out that I get to keep my company car and have no use for the Chevy truck. NADA trade in on the truck is $19,300.00. I safely feel I can at least break even or mostly make a profit on the truck. I plan on receiving the truck in Houston and then immediately resale the vehicle. I will take it to Carmax if I have to. Is there a way to get around paying the 6.25?ales tax on purchased vehicles if I strictly resale the truck? i.e. â?" I do not title it in my name, or I obtain a resale certificate, or etcâ?¦???THANKS!ArrayOpen Question: How do I get a car dealer to give me the best deal?What is a reasonable percentage I can expect to have a dealer take off of a sales price? How do I get it? What do I need to watch out for so I don't get duped on things like trade in or rebates? I know that the dealer needs to make money too, but I want the most car for my money. Any and all advice is welcome.ArrayOpen Question: Car APR for 72 months???I'm looking at a $16999 used car. I have 2k plus a 1k-$800 trade-in. My dad's co-signing but I would like to know what kind of rate we're looking at? My dad has good credit and is also a memeber of a credit union. I'm looking to finance for 72 months so I'm wondering if I'll get a deal around $250/month. I live in Illinois so I believe the sales tax is around 6.5?Any calculations and input would be helpful!The car is a 2007.ArrayOpen Question: what should you pay a web site designer for a simple website?we have a small landscaping company and want to put signson our truck and direct people to our website. we have a website and it hasnt generated a single sale to date---the guy thatput it together for us wants 800 dollars again this year to service us. all it is is a single page with a picture of a displaywe had at a trade show with a list of the things we do anddoesnt even have our phone number on it,,also if someonewere to try and contact us there is no way for us to capturetheir contact information which i understand is one of the major goals of a website and that usually happens whenyou offer them a free booklet or newsletter,.what should we do and how much should it cost?search engines come next.ArrayResolved Question: Apart from poverty what do you think the main reasons are behind the illegal trade in organs, ...?.. especially kidneys? There's frustration and the fight to stay alive fron the side of the buyer, then there is poverty from the side of the seller. My interest in this question arose because many parts of Africa are indeed poor in terms of economic wealth, but could the absence of this trade in Africa be due to the fact that even the economically poorest usually have land (Africa is a very large continent, the distance between the westernmost point of the continent and the easternmost is equal/ almost equal to the distance between the southernmost point and the northernmost point) on which to practice some subsistence farming and rear livestock for sale once in a while (to take children back to school each term, pay off a small debt, buy a few clothes to replace the most rugged ones, primary medical care etc. etc.) or consumption?What is your idea on this topic? I am welcoming ideas from all types of personalities. I would prefer a more scholarly approach to the question though.I refrained fron naming countries because I don't want to come accross as one who focuses only on the negative things about a nation or country.Thanks "canuck19". According to what we read and see in the news, all continents are all badly hit by the AIDS epidemic in this day. Sadly. Another question is the wilingness of an individual/ individuals to sell the organ. I think it takes a certain amount of desperation or even a choice for survival. I really don't think distance is/ has ever been a factor if it's about saving a life/ lives. History shows us this. No place has been too far.JM, I 'm not any good in medicine but I've always thought organs could be frozen in.ArrayResolved Question: choice between 2 jobs..what would be better?I have to choose today between1)sales trading analyst in a small national investment bank with training for CIIA certificate2)credit analyst in a bigger French investment bankWhat would be the best opportunities for each job? please helpArrayOpen Question: Spurs to sign Michael Jordan in response to recent blockbuster trades ?Source: ESPN.comIn attempts to keep with the trades of such established veterans like Shaq to Phoenix and now Jason Kidd to Dallas, the San Antonio Spurs have made to ensure another NBA title.Tomorrow morning it will be announced the Spurs will welcome Michael Jordan to their team.â?œIn order to be successful in this business you have to be willing to take chances,â?? San Antonio GM RC Bufford said via conference call, â?œYou canâ?™t be complacent. We saw all these other teams in the West overpaying for over the hill talent with star caliber name and we made the decision to not be left out.â??Bufford's decision is not unprecedented. While conventional thinkers tend to look at the value of a player based upon their present ability to performer, the mindset of NBA leadership is one to focus solely on the historical performances and accomplishments when making a personnel decision.â?œIt is always a great day when you can acquire one of the greatest players in the game.â?? Said Greg Popovich, â?œBut to land the absolute greatestâ?¦.man, now you got something.â??Though the greatest player in the game comes with a price and San Antonio will be sending All Star guard combination Manu Ginobilli and injured Tony Parker and two future first round picks to Charlotte. Because the Bobcats are under the cap, there is no need to match dollar for dollar.Jordan, who is the 3rd all-time leading scorer in NBA history, has a pedigree that is unmatched in the sport. Though he hasnâ?™t played since the 2002-03 season, but according to Bufford the rust he has built up since then should be easy to shake off.â?œNot a concern. Our doctors have checked him out and he is fine. Sure it will take some time, but we couldnâ?™t risk waiting out of fear some other team would make the move for him.â??And the Spurs did have legitimate concerns. After the signing of Kidd, rumors began to circulate that Portland reached out to Bill Walton for one last â?œHoo-Rayâ??, while the Utah Jazz apparently began the process to exhume the body of Hall of Famer Georg Mikan.â?œYou can never overvalue a good veteran,â?? commented a gleeful Tim Duncan. The often stoic PF showed some rare emotions over the news. In fact, most reporters learned that he has dimples thanks to the glowing smile he put on after this announcement.So the question now to coach Popavich is â?˜Do you stop here?â?™â?œAbsolutely not. Have you seen the ratings for TNTâ?™s NBA pregame show? Add that to the decline of sales for T-Mobile and Charles Barkley has to see the writing on the wall. John Paxson doesnâ?™t look like he has too many plans this spring either. So we are always open for a move that will improve this team.â??In a related story Isaiah Thomas announced that he just signed to be the point guard for the NY at a 10 year, $27M contract or as he put it â?œThe best deal of the century!â??"If someone asks you for an apology, punch him/her in the face...That person will respect you more"ArrayOpen Question: Interview Question and Answers for SALES & TRADING summe analyst position?I need to find some good question and answers for an interview for a summer analyst position at the Sales & Trading position...please helpArrayResolved Question: GM down 1.5bil in north america, stock trading?gm is down 1.5bil in sales and are up 500m total. They have announced to try and buy employees out to make labour cuts in the united states and in michigan alone. Does this mean sell this short?GM stock is at 26.60, does this mean its going below 25 on tuesday?ArrayVoting Question: any one have a xbox 360 they want to trade or sale cheap?please if anyone knows anyone that would want to sale or trade their xbox 360 for a reasonable price please let me know, i have alot of valuables I would trade.ArrayVoting Question: Spurs need a shakeup, Grizz on a fire sale and Sonics having problems as to where they'd be going?http://games.espn.go.com/nba/features/traderesult?players=42~234~242~874~1004~2780~3029~2422~1715~3012~558~2794~3206&teams=29~29~25~29~29~24~29~24~25~24~24~25~24&te=2756:24-929&cash=Can this trade help all of them? Seattle gets a Chris WIlcox prototype, a growing wing shooter and an experienced wing shooter. Spurs on the other hand get perimeter help in Mike Miller, an international center in Petro, a young guard in Lowry and a versatile wing in Gelabale. The Grizz, on the other hand, get players with expiring contracts and Mouhamed Sene, a young player who will constitute a young and growing team ready for rebuilding.ArrayVoting Question: Spurs, Knicks, Bulls need a shakeup, and Grizz are into a fire sale right? Think of this.?http://games.espn.go.com/nba/features/traderesult?players=42~234~242~347~874~2986~2997~990~1017~2782~130~3012~558~2794~3223~788~885&teams=29~29~18~18~29~4~24~24~4~29~4~24~24~18~29~29~18&te=3179:24-929&cash=Might as well let them try this trade.ArrayResolved Question: did you know there are 43 lombardi trophies. interesting story take a look.?The NFL doesn't advertise the fact that even though the 38th Super Bowl will be played today, there are 39 Vince Lombardi Trophies.It's one of those little known facts of Super Bowl lore.It happened because the late Carroll Rosenbloom, who originally owned the Colts and then swapped them for the Rams in 1972, used a clever maneuver to get his hands on the trophy the Colts won when they beat the Dallas Cowboys in Super Bowl V after the 1970 season.Two years later, the Rams were up for sale and Rosenbloom wanted to own a team in Los Angeles, but didn't want to pay the capital gains tax that would have been due if he'd sold the Colts and bought the Rams.So he arranged a deal in which the late Bob Irsay bought the Rams and then traded them to Rosenbloom for the Colts.Since the trophy belongs to the franchise, not the owner, it remained in Baltimore.Rosenbloom, one of the shrewdest movers and shakers in the history of the league, figured out a way to get possession of it.Whencnn.com .................When the Colts complained to former commissioner Pete Rozelle, he didn't want to hassle with Rosenbloom, who had a stormy relationship with the commissioner. So Rozelle authorized a replica to be made for the Colts.That trophy was hauled off to Indianapolis on March 28, 1984, when the Colts made their move in the middle of the night.Although the Indianapolis team kept the Colts' name, logo and all the records, they returned the trophy to the city of Baltimore as part of a settlement of a lawsuit over the move.The original trophy is believed to be in the possession of Georgia Frontiere, Rosenbloom's widow, who now owns the Rams and has since moved them to St. Louis.Frontiere has never acknowledged she has the trophy at her home and the NFL has let the matter drop.It's the NFL's version of Don't Ask, Don't Tell.Georgia just died, I wonder where it is now.ArrayResolved Question: Sales Tax on Trade Ins in California?I decided to trade-in my acura tl 07 for 25,000 for g35 27,000. Since the difference is 2000, i was guessing that the total should be 2,200 or something; however, the dealer showed me the paper which said 2000 2300(tax). Is that a normal thing in California or is he ripping me off?ArrayVoting Question: what does "are accounted for" means in the following sentence?what does "are accounted for" means in the following sentence? "investements purchases and sales of investments are accounted for on a trade date basis".ArrayVoting Question: do you know about flu shots?? LITTLE ANGEL2CF?Skip navigation MSN Home | Mail MoreHotmailMessengerMy MSNMSN DirectoryAir Tickets/TravelAutosCareers & JobsCity GuidesDating & PersonalsElection 2008GamesGreenHealth & FitnessHoroscopesLifestyleMaps & DirectionsMoneyMoviesMusicNewsReal Estate/RentalsShoppingSpacesSportsTech & GadgetsTVWeatherWhite PagesYellow PagesSign Inmsn.comfeaturing Today Show Nightly News Dateline Meet the Press MSNBC TV BREAKING NEWS: East Timor President and Nobel-winner Jose Ramos-Horta wounded in attackHealthCold and flusponsored by Categories U.S. news World news Politics Business Sports Entertainment Health Diet and nutrition Women's health Men's health Kids and parenting Sexual health Mental health Pet health Fitness Aging Cancer Heart health Skin and beauty Health library Tech & science Travel Weather Local news Browse Video Photos Community Disable Fly-outMarketplaceShoppingvia MSN ShoppingStart a businessEntrepreneur.comDatingvia PerfectMatch.comHomes for Salevia JustListed.comInvestments $7 online stock tradesOnline degreesfrom Kaplan University Career Centervia Monster Autosvia MSN Autos Flu vaccine may not provide enough protectionOfficials question influenza shot as number of U.S. flu cases increase Video Late-peaking flu season predictedFeb. 8: Despite a mild flu season January, the recent spate of flu cases has forced schools to shut down and put nursing homes in lockdown. NBC's Robert Bazelll reports.Nightly News INTERACTIVE Weekly influenza estimatesWhoâ?™s got the flu state-by-state Related stories Whatâ?™s this? Still time for your flu shotFlu Cases On The IncreaseFlu season in full swing Nationwide flu outbreak affecting MassachusettsState health department reporting lower number of flu cases so far Most popular â?¢ Most viewed â?¢ Top rated â?¢ Most e-mailed Bride dies during first dance with husband Clinton's campaign manager steps down Obama takes lead in Maine caucusesFAQ: How does the election system work? Obama wins big in Wash., Nebraska, La.Most viewed on msnbc.com Australia, Japan clash over dead whale photosIn a hurry to get your refund? BewareAdministration's mercury policy ruled illegalHarry Landis, one of last U.S. WWI vets, diesKey to fusion power may be found in spaceMost viewed on msnbc.com Bride dies during first dance with husband Clinton's campaign manager steps down 10 years for Army sniper for killing Iraqi civilian Cheers! Stupid beer laws falling off5 smart sites to put $50 in your pocket â?" fastMost viewed on msnbc.com updated 6:34 p.m. CT, Fri., Feb. 8, 2008WASHINGTON - The influenza vaccine given to Americans may not protect as well as expected, U.S. health officials said on Friday as the number of flu cases increased nationwide. The U.S. Centers for Disease Control and Prevention said slightly more than half of the influenza virus strains reported to its surveillance system are not good matches against the strains included in this flu seasonâ?™s vaccine. The number of states reporting widespread flu activity jumped to 31 this week compared with 11 a week ago, the CDC said. But Dr. Joe Bresee of the CDCâ?™s influenza division said there are no indications this flu season is worse than usual. Story continues below â†"--------------------------------------------------------------------------------advertisement--------------------------------------------------------------------------------â?œSeasonal flu activity was slow to start this year but has increased sharply in recent weeks,â?? Bresee told reporters. One measure officials use to gauge the severity of the season is the number of flu-related child deaths. Bresee said the CDC has heard of six U.S. children who have died from the flu, a relatively low number compared with recent years. Flu viruses mutate and change all the time, so every year a different vaccine is created as officials predict which particular strains will circulate. The vaccine is designed to protect against three influenza strains â?" two from Type A, an H1N1 and an H3N2 version, and one for Type B. Bresee said about 30 percent of the overall strains of influenza in the United States may be a Type A strain that emerged in Australia called H3N2 A/Brisbane. It emerged too late to be included in the flu vaccine offered in the United States beginning in September and October. The Type B strain chosen for this yearâ?™s vaccine also was not a good match for most of the B virus strains seen in the United States this flu season, Bresee said. â?œWhile a less-than-ideal virus match between the viruses in the vaccine and those circulating viruses can reduce vaccine effectiveness, we know from past influenza studies that the vaccine can still protect enough to make illness milder or prevent flu-related complications,â?? Bresee said. Click for related content Flu season in full swingFlu in U.S., Canada shows drug resistanceUnder-the-tongue vaccine could help lick the flu Bresee noted that decisions on the composition of the annual vaccine are made about nine months before it is made available to the public in the fall, and it is sometimes hard to know that far in advance which strains will circulate. Flu vaccines take months to make. Bresee also said some resistance is being reported to the antiviral drug Tamiflu, made by Switzerlandâ?™s Roche Holding AG and Gilead Sciences Inc of the United States. Of the viruses tested in CDC flu labs, 4.5 percent are resistant to the drug, Bresee said. Influenza kills an estimated 36,000 Americans in an average year, and puts 200,000 into the hospital, the CDC said. Copyright 2008 Reuters. Click for restrictions.Rate this story Low High Current rating: 4 by 159 users â?¢ View Top Rated stories Print this Email this Blog this IM this MORE FROM COLD AND FLU Flu season in full swing Flu vaccine may not provide enough protectionFlu season in full swingFlu in U.S., Canada shows drug resistanceDrug-resistant flu viruses detected in EuropeCold drugs send 7,000 U.S. children to ERsUnder-the-tongue vaccine could help lick the fluSome ordinary flu strains resist TamifluScientists discover new key to bird flu's spread6 easy ways to sick-proof your winterRegular flu vaccine may help against bird fluCold and flu Section Front Add Cold and flu headlines to your news reader: â?¢ More RSS feeds from MSNBC.com Top msnbc.com stories Obama wins big in Wash., Nebraska, La.Gates: NATO's survival at stakeYahoo board to reject Microsoft bidBush: McCain a 'true conservative'Diary of an insurgent in retreat NBC News highlights Blog: 'American al-Qaida' missing?Amputee, 9, fulfills his dreamBoy OK after getting stuck in washer'Eat This, Not That' for Valentine'sIs it better to settle than be alone? 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CaptivaSkincare.comResource guideDating - Get two months free!Search JobsGet your degree onlineFind your next car[Enter Label]Free Home ListingsFind a business to start$7 trades, no-fee IRAsFind Senior Housing Options[Enter Label]FeaturingToday Nightly News Dateline Meet the Press MSNBC TV Newsweek CategoriesTop stories Local news U.S. World Politics Business Sports Entertainment Health Tech & science Travel Weather AboutAbout us Contact Site map Jobs Terms & conditions Alerts via IM E-mail updates RSS & feeds Mobile headlines Podcasts Widgets© 2008 MicrosoftMSN PrivacyLegalAdvertiseHelpArrayResolved Question: what does it mean by "the sale of the orphans "?i guess its a term used in the antiquities trade...maybe illegal.i read this word in a crime story book..but what does it mean by "the sale of the orphans "?thank you all.ArrayResolved Question: If Rob Thomas and Adam Levine traded bands, would either have attained the same level of success?For Instance, Album sales, popularity,etc.ArrayResolved Question: Are they right?My in laws have just heard that a buchers shop in a small town may be for sale.They think they can just go in there and run it with no experience.I thought that being a bucher was a skilled trade and needed qualifications.They think I'm wrong and that anyone can do it.They said the man that owns it now will show us what to do.Are they right??ArrayVoting Question: What other Job titles could I be searching for?i am a 23 year old african american man. I have not completed my degree, but I do have some college coursework . I have background in real estate and sales, I love real estate. hate sales,i currently work in the sales dept of a large online job search engine selling job posting etc. I hate it. I'm so tired of sales. I'm so tired and mentally drained after getting home from work that I just fall asleep.my commute time is 2 hours both ways. I'm trying to learn to trade forex, but I just cant find the time or energy. I need to find a new job. Something far and away from sales/telemarketing. I don't want to have to impact the companies bottom line. I want to do something neccessary but mundane and be paid about 13-15 dollars and hour for it. I just want something to pay the bills and leave me witth enough to invest a little every payday. I've been looking for customer servicerep jobs, i have office experience. what other titles could i look for that pay about 25-30k and dont need a degreeArrayResolved Question: Who thinks Iran trading oil in Euros is going to work?Let me explain why it is not.Here are some basic facts about what a "bourse" is:â?¢it's a place for sellers and buyers for a given product to meet. So, as a seller, you want a place where buyers come and, as a buyer, you want a place where sellers come. It's a meeting point.A meeting point is a form of conventional information, and one that is highly stable once established. People come to the market because they know that others will be there as well, and these are there for the same reason. Once players have agreed to come to one place, it is simpler to come to that place than to try and organise a new place, which everybody must agree to and which all occasional players need to be informed of. Just like DKos is now THE main meeting place for the progressives, the existing oil bourses have an massive advantage over any new one in that they already exist. London has remained the main trading place for a surprising number of commodities despite the British Empire being long gone and the US having replaced it as the largest economy - simply because the infrastructure was there, and the people with the competences to play there were still around. Windows is unassailable on desktops despite being obviously inferior in quality to some alternatives, simply because there is a real advantage for everybody to use a common standard, even if it imperfect. A bourse is a standard on where and how to trade. There is no compelling reason to move from London or New-York to Iran to trade oil. Iran only has 5?f world production and is in no position to impose anything. Network effects paly massively against a switch.â?¢it's a place that allows a price to be set for the transaction. That means that you want many buyers if you're a seller, and many sellers, if you are a buyer. It provides liquidity. This is linked to the above point: liquidity exists when you have a deep market, i.e. many buyers and many sellers. That comes from having a place where everybody comes, and a place that everybody trusts because it works. "Don't fix it if it ain't broke" applies here. Again, this is a compelling argument against Iran. Iran can potentially act as a seller, but would will ensure that there are buyers on that particular market?â?¢the other item related to price is that a bourse needs to provide a single price to act as a universal reference for everybody - a market standard, both in terms of the quality of the product, and the currency it is expressed in. This allows for historical data to be expressed consistently, and for market players to have useful references and background to do their trades. For oil, that currency is and has always been dollar, as a widely stable, universally accepted monetary unit. There is no market and no liquidity in any other currency. It is at least conceivable that the euro could be used as it is similarly stable and acceptable to all, but it has no history as an oil trading currency, and thus market players would naturally convert any price in euro into a price in dollars to see what it means (try switching from degrees Celsius to Farhenheit or from centimeters to inches to know why this matters). Again, there would need to be an overwhelming reason to force all market players to make the switch (and to do it all at the same time), which Iran does not provide.â?¢a bourse is a place that provides security for the transactions. Buyers know that they will get their purchase delivered, and sellers know that they will get paid in a timely fashion. It provides clearing mechanisms. Do you expect other producers to rely on Iran to ensure timely payment of their sales? Do you intent to rely on Iran, an untested bourse, to be responsible for delivery by other parties?â?¢it's a place that provides rules and enforcement of these rules for the proper functioning of the market, i.e all the above: who can participate, how prices are formed, how the clearing is organised, and how disputes are settled. It needs to be a neutral arbiter, uninvolved in the actual trading. Again, this plays against Iran, who is too small a player to impose rules to all, but too big to be seen as a neutral player by other sellers. And do you really want to take the risk that the religious authorities in the background or any other Iranian politician come and start meddling with the ongoing trades?â?¢as rules will ultimately be set by public authorities overseeing the bourse, and disputes will ultimately be decided by courts of that place, it needs a consistent regulatory and legal framework. There's a reason why most commodity bourses are in Western countries. They provide the rule of law, a predictable set of rules, and a capacity to enforce these rules in an effective and market-neutral way. and they have a long track record of doing so. Iran? Not so much.â?¢in today's world, a bourse is essentially a big IT operation, with systems able to provide complete market information to all participants in real times, treat operations as they are decided, and provide an unambiguous audit trail to all interested parties to a transaction.Again, that requires a lot of specialised competences on the ground: programmers, developpers, consultants to install them, the specialist hardware providers, etc... all people that need some (or a lot) of understanding of what's going on in the market. That's highly specialised knowledge, which is, naturally concentrated in the few places that carry bourses, i.e. a few large cities in the West. Iran will be hard pressed to attract such people to Tehran or thereabouts.â?¢finally, the oil bourse is only a small part of the trading that goes on around oil. Most of what takes place are financial transactions: spot sales, forward sales, swaps, various hedging instruments, short term financing, long term financings. All these transactions rely on the underlying oil market, and significantly expand it. If you take out the oil market, or change its rules, standards, references, clearing mechanisms and enforcers, you kill the associated financial markets, which are vital to the world economy and underpin a large chunk of our industrial activity and energy needs.Do you really expect the financial markets to move to Tehran, which has neither the infrastructure, the competences, the legal framework or the stability to host them? Even a switch to the euro would need a massive reorganisation of the financial markets, which are exclusively geared to dollar transactions. This only amplifies the arguments made above about the sole oil market with respect to liquidity, standards and the like. And the legal and regulatory questions are even more important. Do you really want billions of euros of daily financial flows to be ultimately controlled by the Iranian Central Bank? It would basically take the outright destruction of the existing markets to provide any incentive to try to rebuild them differently, and Tehran would not be their first pick to do it...:: ::So, say that Iran decides to sell its oil in euros. Fine. Both the Iranians and their clients will determine the price for the transaction in dollars, on one of the established markets, and will trade these dollars for euros for the actual payment operation. It will give banks active on the forex markets a little bit of income, but will change nothing to how oil is traded.If they open a bourse, who will come? The answer is, no one, unless it is nothing more than the new place to buy oil from them and the transaction, whether in euros or in any other currency, will be negotiated in dollars, using existing market standards expressed in dollars, because there is no way that anybody will be able to express and clear the transaction in any other way.:: ::So please, let's stop the fantasies, or the conspiracy theories about a switch to euros or a new bourse. If any transaction, whether by Saddam, the Iranians or anyone else is expressed in euros, it is purely cosmetic. The underlying market is in dollars, and will remain that way.Those who poste these stories or push them are badly undermining their credibility and engaging in silly scaremongering.Article taken from energy bullitin magazine.Jerome a Paris is an energy banker in Paris and has a regular column at Daily Kos.Open your eyes: 83000000 bpd worldwide production, 4000000 bpd, Iran production, do the math. 4.8?hare, but we call it 5? They want to increase to 7million bpd by 2015. So if monkey twaddle means the numbers are right I guess it's monkey twaddle.Mental mickey, Iraq switched your right, did the economy crumble, no if fact it was in excellent shape, it was nothing more than a blip. He changed it back, wouldn't you, especially after the european oil for food scandal. "IF" OPEC, that's the linch pin word, of the 12 OPEC countries 10 are allies, 2 are enemies. China has little interest in seeing the dollar collapse, they have billions of dollars in reserve, why would they want to lose out.Paul D, no they don't, Canada has the 2nd largest oil reserves, Iran is 4th, unless you mean natural gas, then yes they are second. But very little of that is tapped, and they don't have any infrastructure or foreign investment, due to imbargos and lack of stable government.misty, 3 years is quick is it.openyoureyes: seeing as you are on here by noon everyday I would say you probably don't even have a job, I've been in the business for 20 years, how about you, have you even been alive that long.Paul D. I won't say it won't have any impact, but although the sum seems large, it's really just a drop in the bucket, not to mention if the oil price goes down, they lose out, Currently Iran spends over 4 billion a year on refined fuel imports, and even that is not enough, they need more, to keep the fuel ration rioters at bay. This will only increase in the future, so are they going to shoot themselves in the foot by having to buy back refined fuel in Euro's or will they wish to trade in the weak dollar then. Jack, they already trade outside the US dollar, but the price still fluctuates based on the dollar. How anyone thinks that moving trillion of any currency into an unstable ICB with a poor economic record, no infrastructure, and run by religious zealots is a smart move, is bewildering.James, the US economy has been in recession before. This is no different, a few months does not give an accurate forecast of things to come.Openyoureyes: Petty insults, invalid statements, and droll clichea's do not equate deconstruction of an argument, the just illustrate your limited intellect.ArrayResolved Question: Everyone He are Free sign ideas?We've CENA nuff "Triple H fears divorce." "RAW Spoiler: Triple H Wins!" "HHH is holding down my sign!" "wHHHo booked this crap?" Kane is my dentist. My sign is more over than HHH. Hogan Fears AgingViscera ate my DadBig Show Please Don't Spit on UsKane is running on FAKE Deisel powerIT DOESN'T MATTER WHAT MY SIGN SAYS!Debra 4:69Hey, Rock! Come smell what I just cooked!Hey! I think I won a contest! I got these tickets for free at the door! (person at a WCW show)What Does Everybody Want??? Sable!!! Hogan is so old he farts dust!Nitro just ran out of fuel Hey Tyson-BiteME! Hey Mike-Did it taste like chicken? Hogan vs. Flair.... Age in the Cage!! THE GUY BEHIND ME CAN'T SEE" Brisco Brothers Body Shop Stole My Hubcaps I didnt know what to write Attention Kmart Shoppers-- SUCK IT!!!LODI STOLE MY SIGN Goldberg fears competition Emler Fudd says'WCW=Weal Cwappy Wessawing'Chyna: toughest man in all of wrestling Nitro Girls - Who knees 'em? I hitch-hiked for this match? Chyna Your The Man!I'M NOT A JERICOHOLIC!!! I'M AN ALCOHOLIC!!! WCW = WE CAN'T WRESTLE!WE GOT IN 4 FREE!! OLD-Berg Look MA I'm on Rasslin'!! NO MORE 3:16 SIGNS. 3:16This Space for Rent" Hogan fears....EVERYBODY!!!!Jerichololics AnonymousDrunk 24:7Give Goldberg a pushBeer 3:16Chyna is my long lost brother I hate signsI Need A Girlfriend "Will Wrestle For "Will Wrestle forFood" (It was some person wearing a Hulk Hogan costume)Hey Sable suck it! We love all 26 Guerreros"I'm DrunkWho Booked This Crap?Your Paying $29.95 For This! Steal Cable TVThe Cork says' know your role and plug your holeNWO-Nash Wussed Out The LWO stole my walletMy sign sucks Ric Flair=Nervous Breakdown WHOOO! Goldberg = 2 moves COLD BEERDebra 36:DDHogan Fears Rogaine The Rock's cookin stinks! We got in through the air vents! Don't goto Bossmans barberWCW / nWo = World Championship Wrestling not Worth orderingChyna has a nice butt-- for a guy! Chyna is my long lost brother! WWF = We Want Fans Sign. Pointless sign. How did we get in here? We'll trade our free tickets for some KFC! - Seen @ Nitro Who farted? This guy smells funny! - With arrow pointing to guy _\|We're on Raw and you're not! I'm on TV! Scott Steiner was in Hollywood - (Hogan) Drunk 24/7 WCW = Wheel Chair Wrestling Chyna is my dad! These seats suck! WCW = We Copy WWF Scott Hall drank my beer! Sting is an evil mimeScott Hall cracks me up! Big Poppa Pumps SteriodsYOUR AD HERE! The LWO stole my wallet! I have the Rock's cookbook! The Rock's cooking stinks! OH Hell Yeah!, Front Row!hey rock, know your mouth and shut your roleFunaki is my DadWWF= Who Wants FoleyAUSTIN FOR SALE! $ 3:16"Viscera ate my other sign"IRS=Isn't Rotunda Stupid The Rock fears Hogan's air guitar This is not a Chris Benoit Sign! (King of the ring 2000) Rikishi ate my Natchos! Hey Austin! Throw a beer over here! LITA! Huricarana me! Jazz is my dad Scott Hall is a Jerichoholic Jericho Holics annonimous Hey Godfather, pimpin' ain't legal Hey Godfather, voodoo wasn't easy either Is "DDP" related to "DDS" Gangrel fears garlicArrayVoting Question: my friend wrote this in a blog... any suggestions on what to do?? please....?okay, so as everybody knows, i'm a "scene kid".i dont label myself as that, but i'm just using that label right now because if i were to pick a label, "scene" fits me the best.blech. i hate that label, but i'm just using it in this blog, okay?so, i still wear hollister and abercrombie and stuff like that,and even though i aboslutely fucking love my skinny jeans and band t-shirts,i've heard from an alarming amount of people that i look better when i'm in preppy clothes.and that kinda scares me.i dont like it either.i was a prep last year; i hated it.looking back on it, it was all ridiculous.you had to have the clothes that went on sale that weekend.you had to spend a hundred dollars everytime you went to the mall.you had to have all the latest stuff in the smallest size they had.you could not wear the same clothes week after week.you could not wear anything but the name brands.you could not even think about going into hot topic and actually wearing that "satanic stuff".but it's all a bunch of bullshit.it's all stuff that fades with high school.brand names and the names on tags dont matter.people dont care if you have the latest stuff from hollister.and you dont have to buy new clothes every weekend.but that's just that aspect of it.there are still the preps, the jocks, the nerds, and me and my friends:the punks/scene kids/whatever the hell we wanna fucking be.there are still cliques, just minus the labels.otherwise, nothing has changed.most of the preppy kids hang out with the other preppy kids,the nerds hang out with the nerds,the jocks hang out with the jocks,and the punks still hang out with the punks.it's inevitable really.you see someone who dresses like you, and you hit it off.odds are, you have a lot in common.it just kinda comes with the package.i mean hey, that's how me and carla met.nevertheless, some people do mix it up,and good for those people.i'm not really one of them, but i hang out with other cliques during school.just not really anywhere else. i'm just not close to them like i am people in my clique.but anyways, back on subject:i've been hearing a lot lately, by what to me is an alarming amount of people,that i look better in preppy clothes than i do i scene clothes.they think i look better. do i?i dont really know.i dont wanna go back to being preppy, but who says i have to do that?look at pebbles: she is what ever she wants to be, brand name or no brand name, label or no label.and everybody loves her. it's impossible not to love that girl.i could be whatever i want and dress in a preppy-ish kind of way, minues the label,but i dont want to do that. i love my skinny jeans and band t-shirts.my legs even feel weird when they're not in skinny jeans, thats how much i love them.and my black skinny jeans: my favorite piece of clothing i own.they're a perfect fit, faded nicely, tight, and go great with my vans, which i also love.and though i dont think i'd ever trade them in for another pair of hollister jeans,i feel like i should.i know everybody is gonna say "do what you want ad what makes you happy" and to not listen to what other people are saying,but when people basically say you look better as a prep than the style you love, it's kinda hard not to listen. i mean, yeah, i do love my style, and i dont wanna give that away,but if people like me better and think i look better in a different style, wouldnt that be better?and now you're gonna say "well the people who think that dont matter. if they dont like you the way you are, they dont deserve you." but that's entirely not true at all.to name a few: frankie has told me that he liked the way i dressed better last year,ladon told me i looked better in preppy clothes,and connnor said the same thing as ladon just today.even though i dont hang out with connor that much, frankie and ladon mean a lot to me, and so do their opinions.but maybe i shouldnt care.maybe those people shouldnt say that stuff.if it makes me happy the way i am now, why should they even care how i dress?maybe i shouldnt be around them if they're gonna tell me things like that.but i love frankie and ladon, and that would be almost impossible to do.and i've thought about this too:what are my old friends gonna think when i go back down to south florida during spring break?i'm gonna go visit millie and everyone at the barn, and i just keep wondering if they're gonna say "who are you again? no, kelly had red hair, and she didnt dress like that."it's really scary to think of that kind of stuff. i'm even afraid that my best friends will look at me different, especially christina. i'm not the person i used to be, and i know that.i like where i am now, but knowing other people like me another way just rubs me in all the wrong ways.it's like when something rubs against you softly but in that really annoying way for too long, and it's like it's rubbing you raw, and after a while, even that soft touch is irritating. that's what this is like. too many people have said they think i look better preppy, and it just makes me uncomfortable.i hate this feeling.i was finally happy with where i was, and now i'm doubting it all again.god why does this always happen?ArrayResolved Question: In Turbo Tax Business what is the difference between reporting a "wash" equity sale as a cost or a loss?If a tax payer is operating a day trading business what is the easiest way to report gains and/or losses in Turbotax Business if the broker is not on the import list? Is filing on paper the only option?ArrayVoting Question: I have two bills of sale for the same purchased auto?I have two bills of sale for the same auto and a single trade in, VIN's and everything are the same, however the amounts differ from one to the other. I agree that I committed to pay the amount, but why would there be two bills of sale? One that states the taxable trade amount of zero and the other bill of sale states $1000.00 in taxable amount.ArrayResolved Question: Pokemon Pearl: trading Acreus for a legendary?Pokemon Info:Name: JeffyFriendCode: 1762 1828 2990Please leave your pokemon name and friend codeAlso say what pokemon you will put up for saleArrayResolved Question: Pokemon Pearl: trading Acreus for a legendary?Pokemon Info:Name: JeffyFriendCode: 1762 1828 2990Please leave your pokemon name and friend codeAlso say what pokemon you will put up for saleArrayResolved Question: any know about inboard motors with heat exchangers and how they work?i have a boat wih a chevy 305 and omc 185 with a heat exchanger i have had outboard motors my motor and boat have 869 hours on them looks and runs like new when should i change oil and how does my heat exchanger work and blower i tried toask boat dealers but all they were wanting was to sale me a new boat and trade mine inArrayVoting Question: Does the sale of software applications to India attract any tax in India?We have been receiving requests for software from prospective customers in India. Does anyone know what are the tax obligations, if any, of a foreign company selling software (say over the internet) to India? We do not have a permanent establishment in India. What taxes, if any, are applicable? Would it be different if we had a independent canvassing agent? Does this constitute trading "in India" as opposed to "with India"? This question is a location specific for: IndiaArrayResolved Question: Now that the shaq trade is final what # will he wear and when will his jersey be on sale?ArrayResolved Question: Car Loan Stinky Situation?I bought a family car (2004 Buick Rainer) in my name payoff $21,000. KBB Private Sale is $15,000. My wife backed out of her half left me with a payment of $720 a month causing serious delinquencies on my credit now I can?t trade it in, I can?t refinance due to my affected credit score, I can?t sell coz the bank won?t release the title without full payoff.. I have thought of many options voluntary Repo being the last. How can I get out of this loan without hurting my credit? What are my options ? Please advice.ArrayResolved Question: Motor Bike for Sale?Were trying to Sell my boyfriends motorbike but no one has even rung about it. Its a Yamaha R1 2001 Model done about 7890 Kms which is very low and asking 10,200. where trying to buy a house so we need money pretty soon. I live in Australia i have tried Bike point.com and Trading post does anyone else have any ideas? That doesnt cost too much money?ThanksArrayResolved Question: Can I claim capital gains loss on options trading or wash sale rule apply?I traded stock options many times often within 30 days, each time taking a bigger loss; Say I BUYcall options for TM(toyota) sell within 30 days, rebuy within 30 days (different strike price different expiration date), each time taking a loss.. Can i take a capital gain loss or does the Wash Sale rule apply??. I read somewhere the wash sale rule would apply for the 1st trade BUT that this DISALLOWED LOSS could be applied towards my COST BASIS of my next stock or stock option purchase of identical stock ?? Can i claim a capital claim loss on the 2nd or 3rd time i traded that particular stock option and took a loss or can i only use it to any future capital gain in future years?? ThanksArrayResolved Question: Buying a used car question...?I want to buy a used car from a dealer. On their website it says:*Internet sales price assumes cash or qualifying credit score and reflects $2000 cash down or equivalent trade."Does that mean I can get the car at that price if I have a good credit score and put $2000 down? Or does it mean I have to add $2000 to the price of the car? I feel the language is open to interpetation... Anyone know?ArrayVoting Question: Buying a used car question...?I want to buy a used car from a dealer. On their website it says:*Internet sales price assumes cash or qualifying credit score and reflects $2000 cash down or equivalent trade."Does that mean I can get the car at that price if I have a good credit score and put $2000 down? Or does it mean I have to add $2000 to the price of the car? I feel the language is open to interpetation... Anyone know?ArrayResolved Question: Buying a used car question...?I want to buy a used car from a dealer. On their website it says:*Internet sales price assumes cash or qualifying credit score and reflects $2000 cash down or equivalent trade."Does that mean I can get the car at that price if I have a good credit score and put $2000 down? Or does it mean I have to add $2000 to the price of the car? I feel the language is open to interpetation... Anyone know?ArrayVoting Question: why grey market is called grey?The dealing in shares before actual listing of the same is resorted to mainly in Gujrat & its sale price is usually reffered as grey market price or rate in grey market.Normally when a thing is sold at a higher rate than its official price it is called as black market.,whereas such trading in respect of shares is called grey market price.ArrayResolved Question: My Wife is on the game?But the weather is really clod and what with Christmas and the January Sales, Trade is a bit slow.Can we claim Working Tax Credits?ArrayResolved Question: APPLE : AAPL Stocks To Split in 2008?What you may think is a ground-hitter. Another case of a tech giant hitting their popularity on a few robust blockbuster products (namely the ipod). Is not what you think. Mac computer sales are doing better than ever, steamrolling, gaining a huge market share, MSFT trying to acquire YHOO to compete with GOOG? More like scared shitless of a tech company growing ever so popular with Gen x/y still trading @ about 9 times under earnings...b/c some big guys decided to sell off huge in January b/c they got emotional on AAPL making the moving averages look disgusting...the fact of the matter is...Apple is an amazing company and an even BETTER stock....but Steve Jobs needs to understand the stock game as welll as his computer game.....and understand that a 2 for 1 stock split would be excellent @ this point...understand this doesnt do much for investors b/c your market value or appl will remain the same...unless of course it jumps back up to 200/share after your 2 for 1....what do you think?ArrayResolved Question: Someone is offering to trade in a watch for my computer? But what if its a fake?I put my laptop up for sale on the internet for $120 and someone responded by saying they would trade in a Bulova 96g10 watch for it. But how do I know if its fake or not? Should I not accept this as a trade? I'm not planning on wearing the watch just reselling it so that I can get the money.ArrayResolved Question: What do you think of this gelding?Hey there, so I am looking for a horse for lease, I found this guy, what do yout hink of him?http://horsetopia.horse-for-sale.org/classifieds/ad275140Only problem is, I emailed the owner, and she said that I would only be able to ride two times a week, and that somebody else already has a lease on him, do you think I should do it? or no?Here's some pictures: http://s12.photobucket.com/albums/a241/KStrong86/Hobb/And this is the email she replied to:Hi there! Hobb is boarded at a full service, brand new barn. The barn name is Wyndem Rose in Webster, MN. You can google Wyndem Rose Stable and it should be the first or second link that pops up. Its roughly 20 minutes south of Lakeville. 120 x 80 heated indoor arena, 200 x 100 outdoor arena, land to ride on and a heated lounge. Theres more pictures on the website if you go to it. We have a lot of fun - organized trail rides, barn parties, game day, the whole ordeal :) Hobb stands a bit shy of 16H, hes long and hes on the narrow side of things (although hes gotten a bit of a belly on him in the past few years :)) He is a jack of all trades - he has about 4 or 5 years of professional training in huntseat, and he has shown quite a bit in Class A Arabian shows... Locally we have also done western pleasure, showmanship and halter. In the past three years he and I have dedicated more time to relaxing and trying new things - dressage, jumping, trail, games, etc. So hes very versitile. He needs a rider that knows how to walk/trot/canter, but like my 8 year old neighbor walk/trot/canter/jumps him and she does great, so youth riders are no problem. Then theres my 45 year old uncle, who knows nothing about horses, gets on him and walk/trot/canters him just fine. Hes really a big sweetheart - makes funny faces, "snuggles", participates in coversations, the whole ordeal! His trot is very smooth, and hes got a nice rocking horse canter. He is not hot headed at all - actually hes pretty lazy. On occassion he will look at something, but he doesn't jump all the way across the arena or anything. He walks over tarps, flower boxes, he jumps the stream out on the property... hes just a good guy with a huge heart. He has his own tack, brushes, tack locker, saddles, etc. The contract is $150 for two days a week, plus 1/3 of vet and farrier. Board is $450 a month, to put it in perspective. I do have a complete contract drawn up - I have a girl that leases him two days a week right now, so it would be the same exact contract that she has. I can send it along if you are interested, but basically it states that the horse is still mine, all decisions are made by me, the horse is not allowed to be taken from the property without my consent, etc. I pay for all blankets, halters, supplements, etc... So you are only respondsible for the $150 a month and the 1/3 of vet and farrier. If you have any questions, please feel free to let me know. If you would like to come meet him, try him out and see what you think, you are more then welcome to come out. Heres some videos and lots of pictures of him: http://s12.photobucket.com/albums/a241/KStrong86/Hobb/Oh by the way, I'm 14 going on 15, and i've been looking for a horse for a while, he seems like a good guy. Just not sure about the whole only riding twice a week thing.Thanks for the advice guys! I'm already taking two lessons a week through my barn. I might have found a lease at the barn that I take lessons at. You all illustrated a very good point, while he seems nice, I don't think my mum is willing to pay $150 plus 1/3 of the vet bill.I posted it because I can't seem to find anything else. x.x;;ArrayResolved Question: Drive Time Nazis (Hillsborogh)?I bought a financed a 2001 ford mustang through drive time. I told the sales guy I had a suspended license and he let me buy the car anyway with 1500 down and a trade in which was for my 2000 ford focus lx for 1200. I had an aftermarket CD player in it which I told the salesman I wanted to keep and had brought the standard CD player and had it in the car. I let him know I wanted to have it taken out, but as it was closing time and no one could attend to it, I was going to have to wait till tomarrow. I didnt go back and try to get my cd player and they sent my car off to be auctioned - paying me 1000 for the car instead of origionally stating that it was going to be 1200. I had had the car for a week and a half and my new insurrance premium was 1100 down and 450/mo. and It was because of my license being suspended. I told them I want to get a refund. I took in the car last night and they are supposed to get approval through headquarters. So, does anyone think I am wrong for car shoppingThe deposit was 1500. The trade in value was 1000. I was so enthuasiactic about the car I was told of a place I could put tint on it, I paid 120 and got it tinted with "15". I could not get my license back from the DMV because they now say I need SR22 insurrance or to prove I had full liability coverage (never have). I was never legally allowed to drive the car, but they sold it to me and auctioned off my car. I was told they would buy the car for 1000 on the price of the car, and it seems to me they couldnt care less about the car, and in fact they want to say they will try to get SOME of the deposit (1500) of the car and I only had it for two weeks (My payements were off by another two weeks. They arent going to reimburse me for the tint that I got on it which was 120 dollars, and they wont reimburse me for my trade in, so I wont have a car, and they are not trying to give me my full deposit. All their sales men are bastards, who have no heart.The sales guy (Eric) IN HILLSBOROUGH, wanted me to comeback and pick up my aftermarket CD player and I had to go the dry cleaners and burlington coat factory to get some work done on my garments, and the basterd let my car get auctioned. He, I'm sure, decreased the value of the car by 200 dollars because I told im I wanted the after market stereo - but he asked and was told the origional was in the car and worked. I call him up today and he acts like he doesnt even know me, I drove him to my house which was right down the road to pick up my paystubs, and he will not get involved in explaining what he did for me in buying a new car, infact the manager (who never was there at the time of my purchase) has not even agreed that it is their responsibility to take care of their customers needs like aftermarket stereos - though the customer is allowed to whine all they want - the truth is they are bleeding them for hundreds of dollars and they dont care about you, its YOUR problem. What to do?ArrayResolved Question: on webkinz...?could someone please give me the pants to the bee costume? everytime i go to, the sale ends or artes not selling it anymore. im not asking for the set- i have the antennae, shirt and shoes but i need the pants thanksi am also willing to trade. my name is armygrl55thanks!ArrayResolved Question: Feeling Pinch, Stores Woo Lagging Shoppers. Evaluate Article?Lackluster sales in this holiday season have retailers scrambling to wring a few last dollars from procrastinators by slashing prices, extending hours and wooing customers more persistently than last year.The moves show that retailers' strategy during this final weekend before Christmas -- when about 10?f holiday sales are expected to take place -- has become increasingly reliant on the same promotions and marathon hours once unique to the "Black Friday" weekend following Thanksgiving. But the discounts also reveal the pinch stores are in this year as the credit crunch, rising gas prices and winter storms have taken a toll on companies dependent on end-of-year sales.The tough economy has left aisles more empty this year. Total foot traffic at U.S. retail outlets took an 8.9?ive during the second full week of December, compared with the same period last year, according to an estimate from ShopperTrak RCT Corp., which bases its numbers on a formula that involves an electronic count of shoppers in malls and other retail outlets nationwide.A bright spot, however, has been online, where aggressive discounting and cut-rate deals on fast shipping have contributed to a surge in spending. From Nov. 1 to Dec. 16, online shoppers spent $23.5 billion, 19?igher than the corresponding days last year, according to comScore Inc., a Reston, Va., market research firm that tracks Web spending and traffic. Videogames, consoles and accessories are the fastest-growing category, more than doubling from the comparable period last year. Furniture, appliances and equipment ranks second, up 63?while event tickets and consumer electronics are up 29?nd 24?respectively.Now, a final push is on, both online and in stores. Web retailers continued to hunt for business by cutting shipping charges to seal deals before the pre-Christmas shipping window closes. Shoebuy.com, a Boston-based unit of IAC/InterActive Corp. offered free express shipping until today. Online handbag merchant eBags upgraded purchases made by Wednesday from standard shipping to two-day air-shipping through UPS for no extra cost.Brick-and-mortar stores, meanwhile, retooled their hours for the weekend, hoping to spark their own shopping flurry. J.C. Penney Co. stores are staying open until midnight tonight and Saturday. Select Macy's Inc. stores on the East Coast will stay open nonstop throughout the weekend -- 107 hours straight for one branch in Queens. And New York-based FAO Schwarz made discounts of 25?o 50?n certain toys. Ed Schmults, the chief executive officer at FAO Schwarz, said that while foot traffic was up, business had not been as booming throughout the season as he hoped.The National Retail Federation, a trade group, is predicting just 4?n sales growth for 2007, the smallest growth rate in five years. Britt Beemer, chairman of America's Research Group, paints an even grimmer picture: He lowered his forecast of 2?etail sales growth to 1.8?his lowest forecast in nearly 10 years.In the apparel category, men's clothing has showed modest single-digit growth through the first 20 days of the shopping season, according to MasterCard Spending Pulse, a unit of MasterCard Advisors, which tracks spending of all types. But women's apparel -- which last year constituted three times the sales of men's -- has been a major disappointment, as shoppers have avoided big purchases. Sales were down 5.7?rom the same time last year.Retailers have responded with a flurry of price cuts, but large inventory remains in some stores. One of Gap Inc.'s Old Navy stores in downtown Chicago on Wednesday had piles of festive sweaters marked down to $20 from $36.50. Women's coats still stuffed the racks, despite being already marked down 50?and its signature "performance fleece," also half off, was stacked eight shelves high.The bad tidings for apparel have left some retailers looking for other items to push. At Banana Republic, also owned by Gap, $64 gift sets of its perfumes, body creams and shower creams were marked down 30?Gold-boxed gift sets of a new line of bath products at Ann Taylor Stores Corp. stores were discounted to $19.50 from $29. At Limited Brands Inc.'s Victoria's Secret, stores were piled with beauty gift sets, many 40?ff.Meanwhile luxury goods are expected to have a good season this year, and retail consultant Frederick Crawford of AlixPartners predicts "pockets of good news" for high-end retail. For brands like Prada and Gucci, he expects to see 5?o 7?rowth.According to retail surveys, electronics sales were down 0.5?n the three-week period between Nov. 18 and Dec. 9 compared to a year ago, according to Stephen Baker, vice president of industry analysis for market watcher NPD Group. He said consumers in recent years have been delaying purchases until closer to Christmas, which may account for the slowdown.Indeed, Angela Smith has waited until the last week to make her purchases. A 39-year-old bank employee in Dallas, Ms. Smith said she is waiting for prices to drop further as well as trying to spend less. For her three nephews, ages 12, 8 and 7, she plans to buy remote-controlled cars, which Wal-Mart Stores Inc. initially priced at $59 and has since dropped to $49. "I am going to swing by this weekend and see if they are going to take it down one more time," says Ms. Smith, who was shopping for a co-worker's present at her local Wal-Mart midweek.Home-furnishings retailers, fighting the weak housing market, are being particularly aggressive with their promotions this year. At Williams-Sonoma Inc.'s Pottery Barn store on Chicago's Michigan Avenue, Christmas-tree-shaped candles were discounted 50?and holiday garlands of fake evergreen branches were 30?ff. Wrapped gifts such as silver jewelry boxes, also marked down 30?were stacked high Wednesday afternoon.Home-improvement outfits like Lowe's Cos. Inc. and Home Depot Inc. are destined to be hardest hit, says AlixPartners' Mr. Crawford. "Consumers are absolutely showing us that they will be delaying discretionary purchases" like gear to remodel a kitchen, he said.A boom-bust pattern is typical after Thanksgiving's Black Friday discounts, which encourages a flurry of purchases early but leads to a tapering off in early December, killing shopping momentum. This year the pattern was more pronounced: A double-digit sales surge on Black Friday exceeded retailers' expectations; but come December, throngs of shoppers didn't return.There was one exception, however: online retail. Web merchants have discounted and promoted heavily this season, say industry analysts. Shipping promotions have been particularly popular. Sixty-eight percent of surveyed Web retailers said they are offering express shipping promotions this year, up from 49?ast year, according to Scott Silverman, executive director of Shop.org, an online retail trade group and unit of National Retail Federation.As the boom continues, these companies are becoming increasingly creative to draw customers. This year Ice.com, a Montreal-based Internet jeweler, has rolled out new videos to promote products and free overnight shipping. It has experimented with new marketing tricks such as buying front-page ads on Microsoft Corp.'s MSN and Yahoo Inc.'s Web sites this week. Ice.com even tried to tap influencers to drive word-of-mouth among blogs, magazine mentions and celebrities.ArrayResolved Question: Qs re Car loan?My almost 20yr old son is buying a car & is looking at finance through a broker associated with the car yard. He has been told the loan of $8900 will cost him about $55/wk over 5 yrs. This is his 2nd car-he's trading in his existing car. He can afford the repayments & is sure that the car sales guy & broker are great guys & wouldn't rip him off. I seriously have my doubts!I went to a loan calculator site & worked out that he can get cheaper finance through a bank/building society which reduces his payment by over $10/wk & the full loan repayment amt by about $1450.I want him to make a wise decision about this and would be grateful if anyone can give me advice on what things he should be considering & looking for in a loan and what to avoid. Also can someone tell me what happens if he sells the car in the future? If he sells the car within the loan period, can he just keep paying the installments or is he then up for the full amt of the remainder of the loan?Not sure where you're getting your interest rates from Shaun202. I'm in Australia, and have checked out what the banks & building societies are offering on car loans - its between 8.95?26amp;amp; 11?t the moment. My son is being offered finance at 14? certainly higher but nowhere near the 35?ou are talking about from a broker. Where can he get rates like the 6?nd 1.5?or even zero!) you mention from a bank?!ArrayResolved Question: What's going on the Memphis today? Stromile Swift has also been traded for Jason Collins.?This just in!Memphis just traded Swift for Collins from the NJ Nets.Is it a fire-sale?Is Memphis trying hard to get the top lottery pick this year again?Seriously, who's even going to the Grizzlies' games without Pau Gasol? (Good thing the FedEx Forum is making money from the Memphis Tigers.)ArrayResolved Question: where can i get site addresses for trade attaches of different countries?are there any good sites where i can get info regarding import and export of differnt countries and also he ways of becoming a country's sale representativeArrayResolved Question: If I sell several thousand shares on the online broker, Scottrade, how can I prevent them from dividing up theIf I sell several thousand shares on the online broker, Scottrade, how can I prevent them from dividing up the sales into many sales. Should I sell 300 shares of a stock at once, I don't want them to divide up the sale into a lot of small sales (like 6 sales of 50 shares each). That makes it so it charges me $7 for each trade ($42) and not just $7 for a single trade of 300 shares.ArrayResolved Question: How will you change if the US has a 30?ederal sales tax, such as the one Mike Huckabee introduced?Most people think of adding a 30 cent tax to a dollar item is 30?but if people are good with flipping numbers and rhetoric 30 cents of a 1.30 on a dollar can be 23?If there was a 30?ederal tax in addition to my state tax, I would try not to buy anything. I would try to not use money in trading goods. How would you change?ArrayVoting Question: can i have information about paper and related product agency for india of foreign paper to sale in india ?wants information about exclusive paper trading of A4 size stationary paper for govt. orgn. and pvt. and public sector, also paper related products and other papers and art paper. special commission offers if any will welcome!Array

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